Disability Income Guide · Northeast Florida
Your Coverage Is About to Change
A plain-English disability income guide for residents and fellows in Northeast Florida. Education only, with no carrier names and no policy recommendations.
Your numbers, in Northeast Florida
Sources: published resident pay scale at a Florida academic program (individual programs set their own pay); U.S. Bureau of Labor Statistics median for “physicians, all other,” Jacksonville metro area, May 2025.
What is inside the guide
Six short sections, written for the residents and fellows who work in Duval, Clay, Nassau and St. Johns counties.
- How disability income insurance works, in four questions
- Three things group plans often leave out: portability, the definition, room to grow
- A worked example with real Northeast Florida pay
- What to line up, and when, across residency and fellowship
- Terms to know, in plain English
- Questions to ask about any coverage you are offered, and common mistakes
Get the free guide by email
Tell us where to send it. A plain-English PDF for residents and fellows in Northeast Florida, delivered to your inbox.
Why residents look at this now
During training, most protection comes through your program. That coverage is tied to your position and generally ends when the position does. The years when your income jumps are the years it is easiest to be underinsured. The guide shows how to line coverage up with the moments that matter most.
A short, no-pressure conversation
Bring your program’s plan summary if you have it. We will compare what it provides with your pay and obligations, and answer the questions in the guide. There is no obligation.
Wealth Preservers, LLC DBA Wealth Preservers Insurance Agency, Florida agency license L096763, Ponte Vedra, Florida. Allen Bronton, LUTCF, Florida-licensed insurance agent, License No. E028798. Products and availability vary by carrier and state and are subject to underwriting approval. This material is educational and is not a recommendation of any specific policy. Examples are hypothetical and use rounded figures. Insurance products are subject to Florida insurance laws and Florida Department of Financial Services regulation.
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