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Risk Management
Risk management is the process of identifying, assessing and controlling financial, legal, strategic and security risks to an organization's capital and earnings.
Asset Based Long-Term Care
Asset-based long-term care insurance is a life insurance policy. It allows you to leverage your death benefit to pay for nursing care costs. Normally, life insurance pays a death benefit to your beneficiaries when you pass away. This money can then be used to pay for funeral and burial expenses.
Retirement Planning
Retirement planning involves determining retirement income goals and what's needed to achieve those goals. Retirement planning includes identifying income sources, sizing up expenses, implementing a savings program, and managing assets and risk.
Estate Planning
Estate planning involves determining how an individual's assets will be preserved, managed, and distributed after death. It also takes into account the management of an individual's properties and financial obligations in the event that they become incapacitated.
Special Needs Planning
With clarity and compassion, the authors guide families in addressing five critical factors involved in special needs planning— family and support, emotional, financial, legal, and government benefits factors—at every stage of their child’s life, from birth through adulthood.
Charitable Planning
In plain terms, charitable planning is an effort to meet your charitable goals and ensure the most tax-efficient outcomes for you and your beneficiaries while doing so.
Concentrated Asset Risk Mitigation
A risk concentration refers to an exposure with the potential to produce losses large enough to threaten a financial institution's health or ability to maintain its core operations.
Tax-Free 1035 & 1031 Strategies
1035 exchange allows individuals to switch to another policy without incurring any taxable amount during the sale. However, policyholders can swap only insurance and annuities in this exchange. The Internal Revenue Code (IRC) governs this exchange, whereas Internal Revenue Service (IRS) controls the 1031 exchange.
